The Best Pet Insurance
Article by ric dalberri
Choosing the best pet insurance is not the same as choosing health insurance for you and me (human health insurance). The best pet insurance is primarily a reimbursement insurance policy. Since the best pet insurance policies reimburse you, the veterinarian you choose is up to you because the vet really has no involvement with you and the best pet insurance policy you chose.
You take your pet to the Vet and have whatever medical service is needed. Sometimes its just the yearly check up and ‘shots’, etc.You pay the Vet out of pocket for their service and medical treatment.You then fill out the claim form and submit the form with all supporting documentation (Vet’s paper work, receipts, etc.) and submit to the best pet insurance you’ve chosen. If the service is covered or part of it, you will be reimbursed the best pet insurance policy allows.
At times, you may become disappointed when the medical treatment is not covered by the best pet insurance. What if, just what if you spent enough time reading completely through the best pet insurance policy you chose before you purchase it. Every policy, just like our human insurance policy, has different coverage, deductibles, exclusions, benefit limits and co-pays.
Some tips when searching the best pet insurance are as follows.* Research companies carefully.* Be sure you understand the coverage you are paying for* Ask if there are any breed specific exclusions* Before a medical treatment for you pet (emergencies are exceptions) check with policy to see what is covered and get pre certified and if possible ask the Vet if there is a less expensive procedure or one that is covered by the best pet insurance you chose.* One way to save money is to get the best pet insurance that only covers accidents or injuries.
About the Author
Ric Dalberri is a graduate of Columbia State University & has been involved in his own business (sold) employing over 100 people. Aswell as being a top producer as a Financial Specialist for over a decade with one of the largest financial institutions in the U.S., Ric has many years experience in sales and management. Ric was also a mentor inthe financial arena as well as a volunteer teacher for Junior Achievement.