Affording Veterinary Care
Article by David H. Urmann
Veterinary care becomes expensive during emergency situations for your pet. At this time of financial and economic crisis, it’s hard to raise the money for the needed surgery or treatment of your pet in a veterinary hospital but there are ways to get the finances you need.
With the global financial crisis still at hand, more people are already having problems paying off their loans and mortgages let alone afford veterinary care for their adored pets. For the past years, you were always able to give your pet all the medical care necessary; however, due to some unexpected circumstances, vet expenses seemed very difficult to afford these days.
All pet owners want the best for their pets. No pet owner in the world would want to see their pet suffer just because veterinary care can no longer exist in their budget. Don’t fret, there’s hope. Financial aid for your pet’s medical care can be achieved in a number of ways. However, note that even if you’ve managed to get the cash you need to pay for the emergency treatment, the wellness and health of your pet also depends on the severity of the injury and illness succumbed by your pet.
First, you need to discuss with your veterinarian the prognosis and treatment options for your pet. Also discuss if the treatment or surgery can cause discomfort to your pet.
Find work with veterinarians – There are a number of veterinarian groups that offer veterinary care assistance. Another option is to work with veterinarians just so you can make the treatment needed by your pet affordable. Yu can start by negotiating on a payment plan with your veterinarian, you can offer your services, you can look for a veterinarian in less expensive areas or you can go to a local vet school for help.
Get some credit – At this rate, when the economy is taking its turn for the worse, don’t expect to receive easy credit. If you don’t have a credit card or you aren’t qualified to get one, there’s Care Credit which you can look into. This type of credit card is meant for health expenses – even your pet’s. Since it doesn’t earn interest and it doesn’t feature low interest plans, the fixed monthly payments can help you budget your money.
Raise the cash – There are still a number of ways to earn some cash. You can have a yard sale, you can ask your friends or family to give you some cash for your birthday instead, you can sell some of your clutter online, you can get a part-time/second job or you can ask your employer for an advance of your salary.
Look for financial assistance – Use the net, ask your friends or even your vet if they know of animal welfare organizations. These groups can help you with your vet bill either through loans, grants or low-cast care. You can also call a local animal shelter. These shelters often have an onsite and low-cost vet clinic. There are also vets that can file an assistance request to the “Helping Pets Fund” of the American Animal Hospital Association. For this assistance, only AAHA accredited animal hospitals are qualified. For those who purchased their dogs from reputable breeders, look into your contract again and check if there’s a health guarantee which covers the ailment of your pet.
Getting emergency veterinary care for your pet during the most troubled times can really drag us down big time. Thus, this is when we need to be strong so we can think straight and look for the best possible solutions to help our pets. Help is always out there, you just need to know where to look.
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